Solutions That Make Sense

CTM Advisory is a management consulting group that provides credit rating advisory and enterprise risk management (ERM) support services to small and medium-sized insurers (SMIs). Indeed, our mission is to help insurers achieve their credit rating and ERM goals (see About Us).

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Rating Advisory Services

Service Description

CTM's Rating Advisory Services helps insurers develop and execute a comprehensive plan to achieve their credit rating goals.

ERM Solutions

Service Description

CTM's ERM Solutions helps insurers develop a common sense, cost effective approach to enterprise risk management (ERM).