ViewPoints Insights into Insurer Credit Ratings & Risk Management ERM: Time for an Honest Appraisal March 14, 2016 Read CTM’s critique on why most enterprise risk management programs fail ...Read More Enterprise risk management, Enterprise Risk Management RORAC | Invaluable Planning Tool January 20, 2016 Learn how the ratio return on risk adjusted capital (RORAC), as part of a well-structured risk governance program, can help insurers improve their decision-making and ratings ...Read More Enterprise risk management, Enterprise Risk Management, Rating Advisory FAQ | New A.M. Best BCAR Model December 12, 2015 CTM Advisory provides the answers to frequently asked questions about how the new AM Best BCAR Model may impact P/C insurer ratings ...Read More Credit Rating Advisory, Rating Advisory An Insider’s Guide to Insurer Credit Ratings December 1, 2015 Learn how CTM helps insurers achieve their credit rating goals ...Read More Credit Rating Advisory, Enterprise Risk Management, Rating Advisory 1 2 ›